AI collectors for US consumer debt
Purpose-built AI collectors that recover more, faster, across portfolios. Human-sounding, multilingual, 24/7, fully compliant with FDCPA, TCPA, and Regulation F.
For collection agencies, lenders, and debt buyers managing US consumer debt portfolios.
Proven results
- $6M+ collected
- 400K+ accounts managed
- Under 7 days to deployment
- Less than 0.01% complaint rate
How Cora helps you collect more
- Fully Customizable Agents — Tailor tone, scripts, and escalation rules to fit your portfolio. Deploy different strategies for medical debt, consumer credit, or utilities.
- Propensity to Pay — Extract behavioral signals from every interaction to identify who's ready to pay. Route high-propensity accounts to outbound campaigns.
- Omnichannel Outreach — Route high-intent accounts to voice calls, moderate-intent to SMS, and low-intent to email.
- Multilingual Collectors — Communicate in English, Spanish, and more.
- Limitless Scaling — Scale to any portfolio size instantly. No ramp-up time, no hiring delays, no capacity constraints.
- 24/7 Availability — Handle inbound calls and outbound campaigns around the clock.
- Low Balance Accounts — Work every account profitably. Same personalized outreach for $50 balances as $5,000 balances.
From contract to first payment in days
Corafone deploys in under 7 days. Connect your portfolio, configure your strategy, and go live — no months-long implementation, no dedicated engineering team required.
Enterprise-grade security and compliance
- SOC 2 Type II certified (in progress)
- PCI-DSS compliant — all cardholder data redacted
- AES 256-bit encryption at rest and in transit
- Annual third-party security audits
- Built for FDCPA, TCPA, and Regulation F
About Corafone
Corafone builds and operates AI collectors for US consumer debt. We work on contingency — we only earn when you collect. Backed by leading Silicon Valley investors.
Contact: hello@corafone.com